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RATES AS LOW AS*

Effective April 17, 2008

Platinum Customer Rates
Down Payment	Multi and Single Section Homes
Down Payment	Term: 120 Months & Under	Term: 121-300 Months
20%	7.25%	7.50%
15%	7.75%	7.99%
10%	7.99%	8.25%
5%	9.50%	8.75%
Gold Customer Rates
Down Payment	Multi and Single Section Homes
Down Payment	Term: 120 Months & Under	Term: 121-300 Months
20%	7.75%	7.99%
15%	7.99%	8.25%
10%	8.25%	8.50%
5%	8.75%	8.99%
Preferred Customer Rates
Down Payment	Multi and Single Section Homes
Down Payment	Term: 120 Months & Under	Term: 121-300 Months
20%	8.99%	9.25%
15%	9.25%	9.50%
10%	9.50%	9.75%
5%	9.99%	10.25%
Standard Customer Rates
Down Payment	Multi Section	Single Section
Down Payment	Term: 240 Months	Term: 180 Months
20%	11.00%	12.00%
15%	11.13%	12.13%
10%	11.25%	12.25%
5%	11.50%	12.50%
NOTES:
* RATES AND TERMS DISCLOSED ON THIS RATE SHEET ARE AVAILABLE WITH APPLICABLE CREDIT. Additional programs available at CIS include: STATED INCOME, EQUITY, BUY FOR, CO-SIGNER Approval and Rates are guaranteed for 45 days. Add .50% to homes located in a Park Add .50% to Used Homes Terms are subject to Dollar amount